Stuff Worth Knowing

Federal Budget 2013

Published in Stuff Worth Knowing

Quick Budget Summary 2013/14 Here is our concise summary of the Australian Governments Federal Budget 2013/14 handed down on 15th May 2013. Personal Tax Rates • Personal tax rates (excluding Medicare Levy) remain unchanged and will apply for financial years FY2013 / FY2014 / FY2015• Previously planned increase in the…

Listen to Ten 60 Second Small Business Discussions

Published in Stuff Worth Knowing

Ten 60 Second Business Discussion starters Concise, Relevant and Valuable information from Drew Browne - Small Business Risk Expert. In 2011, Drew Browne, Director of Sapience, began a weekly radio conversation about the importance of business protection on Brisbane's radio 4BC Small Business Show - highlighting the fact that small business…

Common mistakes with Employer Super Obligations

Published in Stuff Worth Knowing

The Australian Tax Office (ATO) is currently running an education campaign for business owners in the services industries to help them better understand their super obligations. Common mistakes employers make Not paying enough super Missing the quarterly cut-off dates (28 October, 28 January, 28 April, 28 July) Not understanding that…

Why Older Australians delaying retirement

Published in Stuff Worth Knowing

Many Older Australians delaying their retirement In a 2012 report by the ANU, AMP & Rice Warner Actuaries and National Seniors Australia revealed that 50% of older Australians intended to delay their retirement plans. The report, titled Financial Wellbeing: Concerns and Choices Amongst Older Australians, found having a mortgage increases…

retirement

Celebrating 15 Years of Service

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It just get's better with age Made possible by the ongoing support of clever people and client's In 2013, Sapience will celebrate it's 15th year in business helping everyday Australian's gain greater control and insight into their financial and investment lives. Coming out of a background in law, Sapience commenced…

"Give me a Home among the Gum Trees ..."

Published in Stuff Worth Knowing

Young Australians want to Own a Home ... and are prepared to sacrifice to get it. The dream of home ownership is alive and well, according to a new report that reveals Generation Y are willing to give up luxuries to own their first home. Over 90 per cent of…

7 Ways to pay down your home loan faster

Published in Stuff Worth Knowing

7 Simple Ways to Pay Down your Mortgage Faster Simple & effective things you can do. You don’t need to win the lottery to pay off your home loan early. There a number of wise strategies for reducing you loan balance and saving thousands in interest repayments. It’s never too…

Protecting Fixed Business Costs

Published in Stuff Worth Knowing

Business Continuation Insurance Protecting the fixed costs of a business. Business Expenses Insurance is specifically designed for the self-employed person who needs to ensure that the fixed expenses of the business or practice can still be paid, even if he or she cannot work due to injury or sickness. After…

Questions to ask when planning your Will

Published in Stuff Worth Knowing

Estate Planning - Checklist Key Issues to consider when your planning on making a Will. Quick questions to ask yourself, ask your spouse (and then your solicitor)It is important your estate planning strategy ensures that those you care about are appropriately provided for. Today's families and relationship structures are complex,…

Our Radio Advertising

Published in Stuff Worth Knowing

Heard Us On the Radio? Sapience in the Media. In October 2011, Sapience began a regular discussion segment on Brisbane's 4BC talk radio, with Kevin Turner on the 4BC Small Business Show. Focusing on the 10 key issues for small business owner's, some of these key messages can now be…

Media

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