Now is often a great time to plan to accelerate your wealth production and prepare for the next phase of your financial life.
For those starting again, you cannot afford to get this next step wrong because there may not be sufficient time to recover from the financial strain of a separation, a rushed investment decision or simply letting your income protection insurance lapse because 'you have made it this far'. Who wants to have to delay their retirement untill age 70 because you simply cannot afford to retire. Here are some common situations that people such as yourself often find themselves or their friends and family is experiencing.
This is a great age in life and perhaps you are able to relax a bit more now as your debts are under control and the kids are doing well in school. Perhaps your'e now able to pursue your passion and are enjoying the new insights that perspective brings. Perhaps life hasn't gone quite according to plan.
You’re hoping to pay the mortgage off with your super and cross your fingers you can survive on a pension
You’re hoping to pay the mortgage off with your super and cross your fingers you can survive on a pension
You now regularly mind your grandchildren and you worry about where the money is going to come from for their schooling and their future
You’ve just started a new relationship with a new financial situation
After 2 failed knee replacements you now have to walk with a stick – it’s painful to climb stairs, let alone walk on the beach!
Your adult children are coming back to live with you, maybe with their kids, while they ‘get it together’
You realise that you need to protect your ability to earn an income so that you can put money into your super so you will be able to retire.
Perhaps your retirement is a long way off. Maybe it’s not. Perhaps you feel that your time is running out. The good news is, that if you get serious now, we can help you put a pre-retirement strategy in place.
Maybe you're over 60 then? Great! Sapience can help you with income stream and retirement advice too. Contact us today for a chat with a Sapience adviser - get your questions answered and take the next step towards the peace of mind that comes with a secure financial future. Quote this article on your site
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It’s interesting reading the check list as my life is now a combination of definitely enjoying the freedom and a bit of more stress as I worry about my adult kids and the soaring house prices in Sydney. I need to keep myself going well so that if they have a major problem, I can still help them. That’s a very good outlook on life – I will give you a ring this week.
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Now is often a great time to plan to accelerate your wealth production and prepare for the next phase of your financial life.
Freda Faluhouseing makes this comment
Tuesday 13 July, 2010