---
title: "small business - Sapience Financial"
description: "Life Insurance Advice and  Modern Estate Planning Services for Australian Small Business Owners, Partnerships & their Families"
url: "https://www.sapience.com.au/all-tags/small-business"
date: "2026-05-25T17:08:57+00:00"
language: "en-GB"
---

#  small business

 | [Title](# "Select to sort by this column") |

|---|
| [ Age for Super Downsizer Scheme to drop to 55 ](https://www.sapience.com.au/resources/small-business-alerts/age-for-super-downsizer-scheme-to-drop-to-55) |
| [ APRA moves to end new Agreed Value Income Protection insurance ](https://www.sapience.com.au/resources/small-business-alerts/apra-moves-to-end-new-agreed-value-income-protection-insurance) |
| [ Article reprint: Are you solving the wrong problem? ](https://www.sapience.com.au/resources/search-article-reprints/article-reprint-are-you-solving-the-wrong-problem) |
| [ Article reprint: How does it feel to be wrong? ](https://www.sapience.com.au/resources/search-article-reprints/article-reprint-how-does-it-feel-to-be-wrong) |
| [ Article reprint: If your Business Partner Died Tonight ](https://www.sapience.com.au/resources/search-article-reprints/article-reprint-if-your-business-partner-died-tonight) |
| [ Article reprint: If your Business Partner Died Tonight - Business Continuity Risks in Partnerships ](https://www.sapience.com.au/resources/search-article-reprints/article-reprint-if-your-business-partner-died-tonight-business-continuity-risks-in-partnerships) |
| [ Australian Company Directors now need a Directors ID Number ](https://www.sapience.com.au/blog/australian-company-directors-now-need-to-have-a-directors-id-number-asap) |
| [ Business Owners & Partners increased risks of needing to claim on a personal insurance policy ](https://www.sapience.com.au/partnership-risks) |
| [ Businesses We Work With ](https://www.sapience.com.au/who-we-serve/businesses-we-work-with) |
| [ Can your family get your money back from your business if it's Director or Owner dies? ](https://www.sapience.com.au/blog/can-your-family-get-your-money-back-from-your-business-if-its-director-or-owner-dies) |
| [ Common mistakes with Employer Super Obligations ](https://www.sapience.com.au/blog/common-mistakes-with-employer-super-obligations) |
| [ Do you get paid Super on your overtime? ](https://www.sapience.com.au/blog/do-you-get-paid-super-on-your-overtime) |
| [ Get to know your New Credit Score ](https://www.sapience.com.au/blog/get-to-know-your-new-credit-score) |
| [ Government Director ID requirements now law ](https://www.sapience.com.au/resources/small-business-alerts/government-director-id-requirements-now-law) |
| [ Growing a side business while working a full time job? ](https://www.sapience.com.au/blog/growing-a-side-business-while-working-a-full-time-job) |
| [ High Court Rules on SMSF Binding Death Benefit Nominations ](https://www.sapience.com.au/resources/small-business-alerts/question-answered-about-smsf-binding-death-benefit-nominations) |
| [ Intentional underpayment of wages or entitlements can be a criminal offence ](https://www.sapience.com.au/resources/small-business-alerts/intentional-underpayment-of-wages-or-entitlements-can-be-a-criminal-offence) |
| [ Looking for a Business Partner? ](https://www.sapience.com.au/blog/looking-for-a-business-partner) |
| [ Making a more conscious choice about where you spend your money ](https://www.sapience.com.au/blog/making-a-more-conscious-choice-about-where-you-spend-your-money) |
| [ Minimum wages increase from 1 July 2024 ](https://www.sapience.com.au/resources/small-business-alerts/minimum-wages-increase-from-1-july-2024) |

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