Reading Time: 2 minutes

###  Master List of Diagnostic Tools

---

  Partner Liability### Commercial Friction & Personal Exposure

Calculate your Unprotected Exposure Gap, statutory ATO Director Penalty Notice (DPN) risks, and spousal real estate blindspots.

 ⏱ 2 mins [Start Assessment](https://www.sapience.com.au/diagnosing-partnership-risks)

  Decision Psychology### Need for Closure Scale (NFCS)

Evaluate your preference for certainty, order, and predictability to understand how cognitive bias shapes high-stakes personal and financial decisions.

 ⏱ 4 mins [Start Assessment](https://www.sapience.com.au/nfc)

  Estate Planning### Intestacy Risk & Distribution Estimator

Map how your real estate, savings, and personal assets are legally divided under Australian statutory laws if passing away without a valid Will.

 ⏱ 3 mins [Start Assessment](https://www.sapience.com.au/intestacy-estimator)