Nobody understands the impact of trauma, stigma or discrimination better than the person experiencing it.Drew Browne
Sapience Financial and Investment Services is the first Trauma Informed Organisation providing speciality Financial Advice and Insurance Advice.
This is what that means for you and your family.
So it's fair to assume there’s also a lot of siblings of those same people living with a disability or chronic illness.
We often forget that for every person with a disability, there’s probably a sibling or extended family member helping support them or who act as the financial backup for that person too.
As a kid, I clearly remember the repeated warning about the dangers of running with scissors.
What I didn't hear was the dangers of running off with a credit card, and I wonder which one has caused me more damage in my life so far?
Can you relate?
Maybe you find yourself facing financial demands from both your own young family and older family? You're not alone.
Welcome to the life of the Sandwiched Generation.
I must confess it was a childhood experience that led me astray and taught me the 7 early financial lessons of the schoolyard.
If that worked, the tax department wouldn't need to get people to pay their taxes; you could just 'think about' it for them instead.
Your superannuation is your forced savings for your retirement, so it’s important to understand these two key features:
If you plan on leaving your superannuation to your now adult kids when you pass away, there's a strong possibility your super death benefit payout will be hit with tax.